Toys R Us Offering Layaway for the Holiday’s

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Do you need a little extra help this Holiday season?  Toys R Us announced that it will offer customers an even more convenient, flexible payment options this holiday season. Layaway will be available in Toys”R”Us and Babies “R”Us stores nationwide.

Also special limited-time Bill Me Later offers, available online at and, offer customers the ability to make a series of smaller payments over time as an alternative to incurring fees associated with credit card purchases.

Beginning Saturday October 15th, Toys”R”Us will offer layaway on all playthings in 450 of its approximately 600 Toys”R”Us stores nationwide*.

How Layaway Works

The in-store layaway option gives customers 90 days to pay for their item(s). A 20% down payment is required and there is a $5 service fee for layaway. Payments may be made at the store where the order was placed at any time in the form of cash, check, credit card, debit card or gift card, but 50% of the total price of the order must be paid within 45 days and total price of the order must be paid within 90 days. In order to guarantee that items are made available by Christmas, all layaway orders for toys must be paid in full by December 4. In the event an order is cancelled, there is a $10 charge, however, there are some state-specific exceptions regarding this fee.

Bill Me Later Gives Online Shoppers Flexible Payment Plans and Savings Opportunities

Customers who prefer to shop online can take advantage of a limited-time Bill Me Later offer to make flexible payments over time as an alternative to the in-store layaway program. Through Saturday, October 22, eligible customers can enjoy no payments plus no interest if paid in full in six months for purchases over $100 or no payments plus no interest if paid in full in 12 months for purchases over $500. In addition, new Bill Me Later customers can save $20 on purchases of $100 or more.***

Toys”R”Us Introduces Online Catalog Dedicated to Layaway and Bill Me Later Payment Options

This year, Toys”R”Us has introduced its first online catalog highlighting many of the “big gifts” that can be put on layaway in all stores nationwide, or purchased online using the convenient Bill Me Later payment option.

*Don’t forget you can take advantage of Walmart’s Layaway program too.

Thanks, Living on Love and Cents!

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