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Frugal Living

Thrifty Thursday: Courteous Couponing

by Dana Zeliff on March 17, 20112011-03-17
in Frugal Living

Disclosure: This post may contain an affiliate link.

I received an email from a reader which prompted me to write a post about coupon manners.  There has been an influx of new coupon users recently, so I thought this post would be good for newbies (and veteran coupon users). I need reminders on some of these too. 

We all want stores to remain coupon friendly and to be viewed as assets to their stores.

1. Skip the express lane.  First, remember that the express lane has a limit of 15-20 items depending on the store, don’t count that as per transaction.  Even if you’re just under this limit, consider using a different lane.  Your coupons will take longer to ring up & other shoppers with only a few items could be lining up behind you. 

*Sometimes my store only has the express lane open so that’s just all you have to work with.

2. Let other shoppers go first.  If you have a cart full of items, consider letting the person behind you with 3 items, go ahead of you. 

*I’m not saying let everyone in the store checkout first just because you have coupons.

*If someone comes up after my transaction has started, I tell them that I will be awhile. The cashier may suggest another lane.

3.  Head to the checkout lane prepared for your transaction.  Before you get to the register, find a quiet aisle and get your coupons and purchases in order. 

  • Separate transactions and coupons in your cart (sort in reusable shopping bags for even more  accessibility)
  • Organize and count coupons
  • Consider alternating between printable and insert coupons to avoid the printer paper sticking together
  • Confirm your products versus coupons and verify all items if doing a promotion where you need a certain product value or number of items
  • Place Free Product coupons on the top of the pile and place those items on the belt last – cashier can find the product value more quickly  

4.  Hand all coupons for the first transaction to the cashier.  You don’t need to hand each coupon individually.  Watch the register to make sure coupons come off

*I count the coupons as they are scanned

5.  Avoid peak shopping hours.  Stores tend to be busy on the weekends and in the early evening when everyone is getting off work.  Shop early in the morning or after the evening rush, if you’re schedule allows.  This will also benefit you, as the customer service line won’t be as long if you have a problem with your order.

6.   Be respectful to cashiers and other shoppers.  Smile and say “good morning” to the cashier.  If there is a mistake with your purchase, you will get further by keeping your cool. 

* If the line backs up due to a problem with my purchase or coupons, I apologize to the person behind me.  This usually goes a long way and the other shoppers are usually impressed with my total instead of irritated that I held them up.

What do you think? 

This post is linked to My Coupon Teacher & Life as Mom!

3 comments

Filed Under: Frugal Living

Thrifty Thursday: Birthday Parties on a Budget

by Dana Zeliff on March 10, 20112011-03-10
in Frugal Living

Disclosure: This post may contain an affiliate link.

We just celebrated LuLu’s 4th birthday (sigh), so I thought a post about ways to save on birthday parties was in order. 

Birthday parties have become a more extravagant than when I was growing up.  My parties consisted of  family members and maybe a few friends coming over to my house and enjoying homemade cake with ice cream and opening a few presents.  Today,  parties are a lavish affair costing hundreds of dollars and the need to “one up” other parties attended. 

Ways to save on birthday parties

1.  Location, location, location.  Hold parties at home or at a local park.  Choose establishments without fees to reduce your cost.  Summer parties are a bit easier with the warm weather.  Monkey Boy has had 4 parties at my mom’s pool.

2.  Think simplicity.  All kids love party decorations, but decking out the house with $50 worth of supplies that will just be trashed is unnecessary. Use plain colored streams for $1, a few strategically placed themed decorations or make your own.  My mother-in-law makes the kids a personalized banner every year on her computer.  It’s so much cuter and personalized than anything bought at the store.

3.  Reuse and Recycle.   Purchase party decorations that can be reused such as plain, wipe-off table covers. Get simple “happy birthday” banners that can be reused each year (we have pink and multi-colored for the kids).  You can also use items that you have on hand to decorate. 

LuLu had a My Little Pony party 2 years ago.  We decorated the house with her supply of Pony’s plus I purchased 2 more on sale that I used as part of her gift.  This year Monkey Boy wants a Lego City party.  He has already figured out some of the Lego creations he wants to make to decorate the house.

4.  Time of day. Consider the time of day when planning a party such as mid-afternoon (after lunch and before dinner).  If you plan a party during meal times, you’ll shell out more to feed guests a full meal instead of a bag of chips and a cake.

5.  Make your own cake.  You can save a significant amount of money by making your own birthday cake.  It usually tastes better too!  Cakes can be a simple sheet cake or something a bit more extravagant.  Whatever you decide, the kids (and adults) will enjoy it and won’t think twice about your lack of cake decorating skills.

6. Use free invites.  Save yourself the cost of invitations and a stamp by inviting guests over the phone or online.  Cute invitations can be sent for free on sites such as evite. 

7.  Shop ahead. Planning parties in advance will not only save time, but money as well.  I’m always on the lookout for party plates and decorations on clearance.  I also purchase plain paper plates, napkins and cups throughout the year, so I always have something on hand.  I have a stockpile of plates and cups that I picked up for FREE after a sale and coupon.  

8. Shop at The Dollar Tree.  This store is a great source for decorations.  Did you know they sell Mylar balloons?  I bought all LuLu’s balloons there this year, including a huge Princess crown.  That balloon alone would have cost several dollars!

9. Combine an activity with a party favor. Crafts are a great way to keep kids entertained plus you don’t have to buy a bunch of junk to fill a goody bag.  Monkey Boy went to a Pirate themed party where they decorated paper bags for their “treasure”.  The kids had to find golden coins hidden all over the yard and then traded them in for candy.   He had a great time and the cost of the coins was the biggest expense. 

Remember to relax and have a good time!  The kids won’t remember how much money you spent, just the quality time they shared with you and the fun they had.

This post is shared at My Coupon Teacher and Life as Mom

1 Comment

Filed Under: Frugal Living

Thrifty Thursday: Ways Save on Pets (Guest Post)

by Dana Zeliff on March 3, 20112011-03-03
in Frugal Living

Disclosure: This post may contain an affiliate link.

Since we have a new puppy, I thought a guest post on ways to save money on pets was in order. 

We all know that our furry friends are not cheap!  But they are part of the family and we love them so we want to do what’s best to take care of them!

Here are some ways to save on your pet’s needs:

  • Take advantage of free rabies shot clinics.
  • Keep pets indoors – this prevents injuries and disease which equals no vet bills.
  • Check to see if your veterinarian participates in any low cost spay/neuter programs.
  • Sign up for the Publix Pet Club!
  • Make your own homemade dog food.
  • Get a FREE Pet Examfrom Banfield (Petsmart) clinics! (New patients only)
  • I try to post EVERY free sample / coupon / rebate on pet products/food I find.  I have a cat, so I’m constantly on the lookout for ways to save on pet stuff!  (Which means, you need to follow this blog!)

Here are coupons, free samples and rebates on pet products!

  • Feline Pine Rewards
  • Rebates on Pet Medications here and here
  • Rebate on Clean+Green Pet Products here
  • Free Precious Cat Cat Litter after rebate
  • Free World’s Best Cat Litter after rebate
  • Free bag of By Nature Pet Food
  • Purina printable coupons

This guest post is a reprint with permission from Saving Towards a Better Life

This post is linked to My Coupon Teacher

7 comments

Filed Under: Frugal Living

New Target Coupons

by Dana Zeliff on February 27, 20112011-02-27
in Coupons, Frugal Living

Disclosure: This post may contain an affiliate link.

Target has released new coupons that you may want to take advantage of.  A few of these are manufacturer coupons and the rest are Target store coupons.  Those of you with little ones will like the new AVENT coupons!

-$1.50 off ONE AVENT Pacifier Pack – Manufacturer’s Coupon

-$3 off ONE Multi-pack AVENT BPA-Free Baby Bottles – Manufacturer’s Coupon

-$0.75 off two 8TH CONTINENT® SOYMILK – Manufacturer’s Coupon

-$1.50 off two Slim Fast® Ready To Drink Multi-Packs – Manufacturer’s Coupon

-$1 off THREE NESQUIK® 16oz. Ready-to-Drink Flavored Milk – Manufacturer’s Coupon

-$1 off 30-ct. or larger Nature Made Vitamins or Supplements – Target Store Coupon

-$1 off two Windex cleaning items (ets) – Target Store Coupon

-$1 off Windex Electronics cleaning item – Target Store Coupon

-$1.50 off Select GE light bulb pack (Energy Efficient Hallogen, Energy Smart CFL, Reveal CFL or LED) – Target Store Coupon

-$1 off two select Kellogg’s Special K Items – Target Store Coupon

-$0.75 off Select Orbit gum (14 ct single pack or 3-pk singles) – Target Store Coupon

-$0.75 off Purina Friskies dry cat food – Target Store Coupon

Thanks, Keeping Cents!

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Filed Under: Coupons, Frugal Living

Thrifty Thursday: Time to Start Planning the Garden

by Dana Zeliff on February 24, 20112011-02-24
in Frugal Living

Disclosure: This post may contain an affiliate link.

 

The warm weather is starting to sneak in.  Spring is finally just around the corner. 

As we head into March, it’s a good idea to start thinking about your garden.  Having your own vegetable garden will add up to huge savings this summer.  Not only will you save money; you will be consuming fresh vegetables with controlled pesticides.  You can’t getting any fresher than walking out to the garden to pick tomatoes for a salad straight off the vine!

Getting Started

1.  If this is your first year for a garden, start watching your yard for the ideal spot.  You want to your garden to get as much sunlight as possible while keeping in mind shelter from harsh wind (I’m currently watching our yard throughout the day & keeping track of the suns movements).  

2.  Once you know where to put the garden, start thinking of the size you’ll need.  If you’re not an experienced gardener, I’d suggest keeping it small the first year.

3.  Determine your soil composition.  If necessary, take a soil sample. This can help determine the pH & any nutrient deficiencies in the soil.   You can find tips on collecting a soil sample in this article from the Virginia Cooperative Extension.  The cost is around $7.

4.  Adding topsoil, compost and/or manure to the garden area is a great way to get the soil ready for planting season. 

5.  During March & April (about 8 weeks before you plant), it’s time to start seeds indoors for vegetables such as tomatoes and peppers.  You could also purchase plants later to be transplanted but they will be more expensive than seeds.

Look for more garden talk as we get closer to spring.  I’ll also be sharing more about our new garden.  We didn’t have one last year as we were still finishing up home renovations.

*If you’re in VA, the Virginia Cooperative Extension has a handy website including the best vegetables and fruits for our area.

This post is linked to Life as Mom & My Coupon Teacher

Do you plant a garden?  What are your tips?

8 comments

Filed Under: Frugal Living

Couponing Basics: How to Build a Stockpile

by Dana Zeliff on September 2, 20102010-09-02
in Frugal Living, Getting Started

Disclosure: This post may contain an affiliate link.

The key to building a stockpile is to match a coupon with a sale to purchase items at a “rock bottom” price (or the lowest price.)  You need to purchase as many of the product as you will need to hold you over until the next sale which will likely be about every 6 weeks.

*Note:  I said to purchase enough to hold you over until the next sale; not the next 3 years.

Why should you stockpile?
  • Reduce your grocery budget (spending $0.24 on toothpaste vs $2.99 really adds up!)
  • Saves time and gas, you could occasionally skip grocery shopping
  • Prepare for the unexpected (sickness, weather, job loss)

What can you stockpile?
You can stockpile non-perishables (such as canned goods, dried beans, pastas, etc), cleaning supplies, detergents, personal hygiene products, feminine care, toilet paper, and etc.  You can also utilize your freezer to stockpile meat, bread, produce for cooking, prepared meals, and much more.

How do you start a stockpile?

–Determine usage: Determine approximately how much your family will use of each item in 6 weeks which is when you will likely see another sale.

–Stay within your budget: If you are just starting out, you may not have additional funds to work with. I routinely spent my entire budget when I started building my stockpile.  If your budget is already tight, try to allow a few dollars every week just for stockpiling.  Even $5 could make a huge difference in the long run.

–Make a price book or list: The most effective way to know when an item is at the lowest price is to know your local prices.  I have a list of my Goal Prices and my Goal Prices for Meat.

–Be patient: Building your stockpile will take time!  You need to wait for the sale cycles to come around and reside yourself to the fact that your stockpile won’t be complete in a week (or 5!)

–Try not to be brand specific: We all have our preferences, but you’ll be able to make the most out of the store deals if you’re not loyal to particular brands.  I really don’t care what canned tomatoes or cereal I buy.  However, we can only use Tide and All free and clear laundry detergents.  Over time, you’ll learn what is important to your family.

–Get multiple coupons: You need to be able to buy multiple of each item when they are at a “rock bottom” price in order to build a stockpile.   If I have 4 coupons to match up with a fantastic sale, that’s 4 products that I don’t need to buy later.  You may want to get extra coupons for products that you use frequently.

–Shop multiple stores: Split your time between multiple drug stores and grocery stores.  I shop at CVS, WAGS, Farm Fresh, Harris Teeter and occasionally Kroger and Target.  I DO NOT shop at all the stores every week!  I simply don’t have the time or energy.  I pick the best deals from each store and get to as many of those stores as I can.

–Limit quantities:  Think about what your family can realistically use or donate.  It’s not a deal if it gets thrown away.  Also, don’t clear the shelves.  Remember to be respectful of other shoppers.

–You’re shopping trips will look lopsided: Eventually you should already have most of the items you need each week, so when shopping you’ll be rounding out your menu plan and stocking up on the best deals.  I recently had a trip where I bought granola bars, sweet moments, miracle whip and a few other things.  Nice combination right?

–Don’t overdo it: Your time is money and your first priority is your sanity and family.  It is very tempting to run around to every store week after week trying to super size your stockpile (been there, done that!)  I quickly learned that I wasn’t doing myself or my kids any good.  I stepped back and realized that there will always be another deal.

A few of my stockpiled items:
Toothpaste = 14
Men’s Deodorant = 16
Women’s Deodorant = 6
Pasta = 20
Cereal = 15
Ketchup = 4
Dish Soap = 9
See tips on How to Organize Your Stockpile too!
What are your tips for building a stockpile?

 

10 comments

Filed Under: Frugal Living, Getting Started

Couponing Basics: Organize Your Stockpile

by Dana Zeliff on August 19, 20102010-08-19
in Frugal Living, Getting Started

Disclosure: This post may contain an affiliate link.

My Little Pantry

A key element to saving money on groceries is matching a sale with a coupon to get “rock bottom” prices.  The problem comes in when you get a bunch of pasta for free or cereal for $0.25,  what do you do with it?  You stockpile! 

Purchase as many of the item as you need to get through to the next sale.  Most products run on a 3 month cycle.  Which means that I can get free or super cheap cereal about every 2-3 months.  However, some products tend to run on a seasonal cycle.  I know I can usually get better sales on condiments in the summer and canned veggies around the holiday’s.

How to keep your stockpile organized:

1.  Designate areas for storage– Unless you live in a teeny, tiny apartment with little space, keep your stockpile confined to specific areas.  I keep most of my stockpile in my little closet pantry, canned items in a kitchen cabinet, cleaning and laundry supplies in the laundry room, extra tp and paper towels in the garage and toiletries in 1 bathroom closet.  If it doesn’t fit;  it’s time for a donation pile.

2.  Group like items – You need to know how many of an item you have.  If you have the BBQ sauce in 3 areas, how will you know when you’re really out?  All my condiments are grouped together on one shelf.  Further, all the ketchup, salad dressing, mustard, etc. are lined up one behind the other.

3.  Rotate your stockpile – I always put the new product in the back.  It may take some shifting and rearranging, but I always know which product needs to be used first.  If someone grabs a bottle of salad dressing, I don’t have to worry that they took the bottle that expires next year and not the one that expires in 2 months.

4.  Check for “need to use” products – I go through my stockpile about every 3 months or so.  I don’t want any of the food to expire, so it’s important to know which food you need to use.  I might realize that I have 6 bottles of BBQ sauce expiring in 2 months.  Well, we will be eating a lot of BBQ in the coming months.

5. Use clear containers – I use clear storage containers to keep like items together.  I keep all my travel samples in one storage container.  I request a lot of free samples.  My toiletry cabinet would be a mess if I kept all the travel size shampoo and deodorants on the shelf.   I use clear containers for open food products such as flour and cereal as well.  I also cut and tape the cereal logo on the container, so we know which cereal is in what container.

6.  Donate– I start making a donation pile when my pantry gets too full.  I will only keep what I know my family can use and what fits into my designated storage areas.  Remember to check the dates of food you will be donating as well.  You don’t want to donate something with an expiration date of next month.  The picture below is from when I cleaned out my toiletry closet for Couponing for Community.

7.  Stockpile emergency items – Consider stockpiling emergency items such as paper plates, cups and food that you can eat without electricity.  I don’t usually use paper plates, but I live in an area prone to hurricanes.  I store such paper products in a container in the eves.  I can easily access the plates, but it’s not taking up valuable space elsewhere.

What are your tips for organizing the stockpile?

Before                                 After

 

8 comments

Filed Under: Frugal Living, Getting Started


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About The Coupon Challenge

Hi! I'm Dana, the writer behind the scenes of The Coupon Challenge, a Hampton Roads, VA based coupon blog. I'm a wife and mother of 2. After getting out of debt we started using our savings to travel together as a family and create memories.

Are you looking for ways to save your family money? I strive to help you save on the products you need, so you can spend more on the things you want. Read More about Dana & Family

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