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How to Save Money at Farm Fresh

by Dana Zeliff on May 16, 20162016-05-16
in Farm Fresh Weekly Ads, How to Save Money at...

Disclosure: This post may contain an affiliate link.

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Farm Fresh is one of my favorite stores to save money. Take a look at these tips & tricks on how to save money at Farm Fresh Supermarkets to keep more money in your pocket at the grocery store.

One of the best features about Farm Fresh is $1 double coupons on Wednesday and Sunday. While using coupons is one of my favorite ways to save, there are countless other ways to save at Farm Fresh – no scissors required!

How to Save Money at Farm Fresh:

1.  Farm Fresh doesn’t require you to use/have a store loyalty card to save.  The price you see marked is the price you will pay regardless of scanning a card.

2.  Farm Fresh doubles coupons up to and including $0.99 everyday!  This means that a $0.75 off coupon is worth $1.50 every day of the week!

3.  Shop on Wednesday’s or Sunday’s during $1 doubles! This is one of aspects of the coupon policy that sets Farm Fresh apart from other retailers. Every Wednesday and Sunday those $1 coupons will be worth $2!!  I always plan my shopping trips on these days.  If you need other coupon items, you can shop any other day of the week and still get coupons up to $0.99 doubled.

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Filed Under: Farm Fresh Weekly Ads, How to Save Money at...

How to Save Money at Rite Aid {Shopping Rite Aid 101}

by Regina on April 25, 20162016-04-25
in Coupons, Getting Started, How to Save Money at..., Rite Aid

Disclosure: This post may contain an affiliate link.

How to Shop at Rite Aid {Rite Aid 101}

Ever since Rite Aid changed their rewards program, I think it’s safe to say they have one of the best and most rewarding programs around.

How to Save Money at Rite Aid

They recently implemented the Plenti Program, which enables you to earn points on your purchases and use them at other stores! Read on to learn all about the Plenti Program and couponing at Rite Aid in general.

Plenti Program

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You can sign up for a Plenti card on RiteAid.com or on Plenti.com. After you sign up for a Plenti card, you can choose to link it to your old Rite Aid Wellness Card, just in case you had a higher status (Silver or Gold) and you would like that to carry over.

Every week, the Rite Aid ad will contain various items which you can purchase to earn Plenti points. In turn, you can use Plenti points at Rite Aid or at the other stores/companies listed on the Plenti website, including AT&T, Macy’s, Nationwide, and more! Every 100 Plenti points is worth $1, and you can start using your points once you have earned at least 200 ($2).

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Filed Under: Coupons, Getting Started, How to Save Money at..., Rite Aid

How to Save Money at Harris Teeter {Easy Tips to Save You More}

by Dana Zeliff on January 6, 20162016-01-06
in Harris Teeter Weekly Ad, How to Save Money at...

Disclosure: This post may contain an affiliate link.

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Saving money at Harris Teeter is easy, if you know how to shop effectively.  I’ve put together 25 tips on how to save money at Harris Teeter to help you maximize your savings.  Some tips involve using coupons and others allow you to save just by joining an email newsletter or knowing where to look for sales.

How to Save Money at Harris Teeter:

1. First, you must sign-up for a VIC card.  You will be able to take advantage of sales and double coupons.  You can print a VIC card application and take it into the store with a photo ID to get your card a bit faster.  Each time you shop scan your VIC card or provide your phone number.

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2. Once you have a VIC card, sign-up for e-VIC online.  This is separate from the VIC card and allows you to take advantage of special e-VIC deals and digital coupons!  You’ll get an email each Friday with additional e-VIC specials that are customized to your shopping habits in addition to the weekly e-VIC deal(s) listed in the ad.  You will be eligible for the next weeks e-VIC deals after you sign-up.  Also, make sure to add your VIC card number to your new Harris Teeter account during the registration process.

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3. Load up your e-VIC coupons! Once you’re an e-VIC member you can access your e-VIC coupons (Harris Teeter Digital coupons) from your weekly emails or under your account on the Harris Teeter website.  These can be “stacked” with paper manufacture coupons – meaning you can use both a paper manufacture coupon AND an e-VIC coupon on 1 product!  No need to print anything after loading your card.  Your coupons will automatically come off at checkout.   If your coupon doesn’t come off, head to customer service.  Read more about e-VIC coupons HERE.

 

Screen Shot 2014-07-07 at 3.53.01 PM [Read more…]

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Filed Under: Harris Teeter Weekly Ad, How to Save Money at...

How to Save Money at Bath and Body Works by Getting Cheap Bath and Body Works

by Dana Zeliff on November 6, 20152015-11-06
in Frugal Living, How to Save Money at...

Disclosure: This post may contain an affiliate link.

How to Save Money at Bath and Body Works
{Pin It}

If you are looking for some great holiday gifts, Bath and Body Works can be your one stop shop.  As you know, they are retailers of some of the sweetest scents around. But what you may not know is there are so many ways to score more of their smell good products for less. Take a look below at seven ways to save money at Bath and Body Works this holiday season.

How to get Cheap Bath and Body Works products:

1. Sign up for their email list. When you sign up for the BBW email list, you will receive a coupon good for various free products.  This coupon shows up typically within an hour or so upon sign up. In the past it has been for a free trial size item but offers may vary. Get on the list and you can be sure to receive coupons and special discount codes via email all season long.

Also, when they ask for your E-mail and phone number at the end of the purchase you want to give it to them. If you enter your info each time, they will send more/better coupons and more tailored to what you buy. *tip from a sales associate

2. Make two transactions. You can only use one coupon per transaction, but there are so many good ones available how do you know which to use? Instead, try doing two transactions. When you do, you can use one coupon per sale, making your budget stretch even further.

3. Grab those post sale coupons. During the holidays, when you make a purchase the cashier will give you a $10/$30 coupon to use on your next purchase. If you know you are going to want to purchase a pricier perfume, bathrobe, or candle, buy your smaller and less expensive items first, get the coupon, and then use it to get a whopping $10 off your larger purchase of one of those items.

4. Peek online. Many times, the online storefront for BBW will run specials not available in the store. Check the website at www.bathandbodyworks.com periodically to see what specials might be available. You can even check for coupon codes before shopping right HERE on The Coupon Challenge to see if you can score free shipping or additional money off.

5. Head to the clearance shelf. Each BBW store has a clearance area, full of marked down products. Give this area a good once over to see what products you can still use for gift giving. Chances are these products will have a fall theme, but as long as the scent is nice, your recipient is sure not to mind.

6. Buy gift sets and disassemble them. BBW offers gift sets with a variety of lovely products, and most are priced at a discount since you are buying them as a set. Why not buy one of these sets (using a coupon of course!) and take it apart. You can then use the individual products in stockings or as small gifts for co- workers, baby sitters, teachers, etc.

7. Call the company. If you contact the BBW company via the contact information on their website, they will send you a 20% off coupon to use on your next purchase. Just call and give your opinion and praise and they will be happy to send one. It is a great way to save a little more.

As you can see, there are so many ways to save at Bath and Body Works this holiday season. You can stock up on all of the beauty products, scents, scrubs, and bath accessories for less and come up with some gifts your friends are sure to love. So consider these tips the next time you decide to shop there and score your scents for less.

How do you find Cheap Bath and Body Works products?

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Filed Under: Frugal Living, How to Save Money at...

How to Save Money at Walgreens {Shopping Walgreens 101}

by Dana Zeliff on May 30, 20152015-05-30
in Getting Started, How to Save Money at..., Walgreens

Disclosure: This post may contain an affiliate link.

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Walgreens runs fantastic promotions which allow you to pick up household and personal items for cheap or even FREE. The key to making the most out of drug store shopping is to know how to combine manufacturer’s coupons with in-ad coupons and, even better, Reward Programs.

How to Save Money at Walgreens

Before we get started here are a few basic things to remember:

– Get organized before going to the store! Know what you are going to buy and have the coupons out for those products.
– Note if you need to do separate transactions and separate the coupons accordingly.
– Bring a calculator or use your cell phone (in case you need to rework a deal) and take the weekly circular ad or pick one up when entering the store.

Register Rewards (RR)
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At Walgreens you can earn Register Rewards (RR) on specific products. RR are manufacturer’s coupons that print from a Catalina machine at the register. These RR are Walgreens specific (more on that later) and are worth a certain value just like a standard coupon.

RR deals are listed in the weekly circular ad, and you will find matchup’s on my site telling you what to buy and even giving deal ideas. In the example above, for every Glade product you purchase, you’ll get $1 RR. You can use a manufacturer’s coupon on this purchase to make your out of pocket even lower.

These RR can be “rolled” to produce more RR thus lowering your total out of pocket expense. RR deals can also be combined with manufacturer’s coupons to get an item cheap, free or make it a moneymaker! This is the drug store “game,” getting paid to shop at the store!

Keep in mind:
– RR expire after 2 weeks!!
– RR can be used to purchase anything in the store, except the same item (discussed further below).

Balance Rewards Points
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Balance Rewards is the other Rewards program at Walgreens. 1000 Balance Rewards points = $1 to use on anything in the store (besides the usual dairy, stamps, prescriptions, alcohol, tobacco, phone cards, lottery tickets, transportation passes, charitable donations, or money orders.)

You need to have 5000 points ($5) before you can use them. To earn points, all you need to do is look over the ad, pick which qualifying items you would like to purchase, and be sure to hand over your Walgreens card at check out. You can buy as many qualifying items as you like in one transaction, and you will earn points for all qualifying items.

In the example above, we are able to purchase 3 Dove Body Washes at “buy one, get one 50% off” and earn 3000 points. You can use coupons as well to lower your total!

Keep in mind:
– Balance Rewards points expire after one year of total inactivity on your card.
– You cannot use points to pay for a transaction where you hope to earn points.
– You will earn points if using manufacturer’s coupons and Register Rewards, but if you are doing a deal such as “spend $30 on these items, receive 5000 points” and you are using the coupons from the monthly booklets (discussed further below) your total needs to be $30 AFTER the monthly Walgreens coupons are applied.

In-Ad Coupons
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In-ad coupons are store coupons that lower the cost of an item or items. In the example above, this weekly ad contains a coupon for Arizona Tea, making them $0.50 each. The great thing about in-ad coupons is that you can combine these with a manufacturer coupon to get free or almost free items. Just make sure to watch for a quantity limit for the coupon (limit 4 in the example above).

In-store Coupon Booklets
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Monthly, Walgreen’s will have a coupon booklet located at the front of the store. This booklet contains Walgreen’s specific coupons (known as IVCs or “instant value coupons”) and can be combined with manufacturer’s coupons. These help lower the cost of items.

In the example above, the weekly ad is telling you that there is an IVC out for Scott or Cottonelle paper products. Checking a coupon database, there is also a manufacturer’s coupon out for $0.75/1 Scott paper towels. This will bring your total to just $3.24!

You can usually find a Healthy Savings Coupon Booklet by the Pharmacy and periodically ad flyer’s at the register. You don’t need to cut these coupons out, just show to the cashier and she/he will scan the coupon. Each coupon can be scanned over and over until they expire (no need to take more than one booklet!) and one scan will apply to each like item in your transaction.  If you purchase 4 products, you only need one of IVC.

Things to Know
You can purchase multiple DIFFERENT items in 1 transaction and get multiple RR to print. You can’t purchase 2 or more of the SAME products in 1 transaction and get 2 or more RR to print.  You must separate RR deals for the SAME item into different transactions to earn a RR for each item.

Example:
Pantene earns $5 RR, Keebler cookies earns $3 RR and Sure Deodorant earns $2 RR. All these items are for DIFFERENT promotions, so they can be purchased in 1 transaction giving you three (3) RR’s, totaling $10 RR received in one transaction. However, you can’t buy 2 Pantene in the same transaction and earn two (2) $5 RR; you’ll only get 1 back. So, Separate items that are the Same!

*You can purchase items that are DIFFERENT and pay with a RR; this is the only way to “roll” a RR. You can’t use a RR to purchase items that are the SAME.

You can’t use the $2 Sure RR to purchase another Sure, either the register will beep or if it allows it, you won’t get another RR printed. The key to lowering your out of pocket expense is to use RR of similar value to pay for DIFFERENT items of similar value.

Example:
You could use the $3 Keebler cookie RR to help pay for the Pantene. Better yet, find 2 items that earn the same value RR and flip flop back and forth between the 2 items.

Example:
Pantene earns $5 RR and Venus Razor earns $5 RR. Buy Pantene in 1 transaction then purchase the Venus Razor in the 2nd transaction using $5 Pantene RR, then purchase another Pantene in 3rd transaction using $5 RR from Razor and so on.

Note: if this is confusing to you, I would recommend switching between using Register Rewards on items that will earn Balance Rewards points and using Balance Rewards points on items that will earn RR. This will keep you from making the mistake of using a Register Reward on the same item or using Balance Rewards on items that are triggering Balance Rewards.

*You MUST have the same total # of items as total # of manufacturer coupons.  Remember that RR are manufacturer coupons!  Store coupons don’t count for this.  Use “fillers” (cheap or clearance items) to bring your total # of items up.

Example:
I purchased the Pantene, Keebler and Sure in 1 transaction and had a coupon for each, but I also wanted to use my RR from last weeks Diapers. I have 4 manufacture coupons but only 3 items. I must buy a “filler” item. My kids love to pick candy for good behavior but that can get costly. I had found clearance Chapstick for $0.25 awhile back so I used those as “fillers” for a long time.

You need to hand over coupons in the following order:

#1 Manufacturer’s (printable or Sunday’s paper)

#2 Walgreens coupons

#3 Register Reward

Cashiers won’t usually override and handing the store coupon before the manufacturer coupon can cause the register to beep and cause you to lose a deal. Stick with this order and you should be good.

Walgreens changed their policy recently and no longer allow a “buy one, get one free” coupon to be used with a “buy one, get one free” sale (resulting in both items free). In order to use one BOGO coupon now, you must purchase 4 participating items (2 for the sale and 2 for the coupon).

Where to use your Register Rewards:

Walgreens RR are meant to be used at Walgreens; however, Harris Teeter accepts 1 competitor’s coupon per transaction. This can sweeten a deal at Harris Teeter or let you use an RR before it expires (sometimes there are weeks that I really don’t want anything at Walgreens, but milk is cheaper at Harris Teeter than at Walgreens.

Further, if you throw away an RR or let it expire, you might as well have taken the cash and thrown it in the trash!

 Don’t miss the weekly Walgreens Coupon Matchups!

how-to-shop-vert-walgreens

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Filed Under: Getting Started, How to Save Money at..., Walgreens

How to Save Money at CVS {Shopping CVS 101}

by Dana Zeliff on May 29, 20152015-05-29
in CVS, Getting Started, How to Save Money at...

Disclosure: This post may contain an affiliate link.

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CVS is one of my favorite stores to snag cheap or FREE items. CVS has a rewards program called Extra Care Bucks or ECBs for short. ECBs print out at the bottom of the sales receipt when qualifying items are purchased and are valid for exactly 4 weeks.

How to Save Money at CVS

Terminology:

ECBs = Extra Care Bucks – think of as gift cards that must be redeemed in a set amount of time.
CRTs = CVS store coupons – think of as a coupon (can be stacked or used along with manufacturer’s coupons for even greater savings!)

The first step to shopping CVS is to get an Extra Care Card. Sign up for a card HERE or in store.

Next, check your weekly ad (or my site) for advertised deals. You will notice ECB promotions advertised that will either reduce the cost of an item or make it free after the ECBs. Remember to start out small and only buy a couple items that produce ECBs the first week and move up from there.

You’ll also notice 2 different types of promotions in the weekly ad. The difference is important to pay attention to because (as you’ll read later in the post) this determines what kinds of CRTs are able to be used on what types of promotions.

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Crest Whitestrips are NOT on sale, but they ARE printing $10 ECBs when you buy 1.
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Glade sprays ARE on sale, and they ARE printing $1 ECBs when you buy 3.

Shopping example:

Glade sprays (8-9 oz) are on sale 3 for $3, and you get $1 ECB when you buy 3 in the same transaction.

There is a $1 off ANY Glade purchase coupon (Note: this coupon excludes the 8 oz sprays so you would need to purchase the 9 oz in order to use the coupon). Remember to always read the fine print on coupons.

You would buy 3 Glade 9 oz sprays, use three (3) of the $1/1 coupons, pay tax only, and get $1 ECB for buying 3 sprays. You just made $1!**

**I’m using the Glade scenario because this is a SIMPLE starting point for readers who are new to shopping CVS.  Always start off with an easy transaction while you learn to coupon and save money at a new store.  Once you have built up your ECB’s and are comfortable with all the little tricks to save, you can start doing more complicated transactions.

Now that you have your first ECBs you can “roll” them the next week (or in another transaction) to further lower your out-of-pocket expense. Rolling is when you use your first week’s ECBs earned to pay for the next week’s purchases and receive more ECBs back. You can use more than 1 ECB in a transaction, as long as it does not go over the total amount you owe CVS.

Additionally, you can use an ECB earned from a product to pay for the same product (just be sure to pay attention to the “per household” offer limit!

For example:

Crest Whitestrips has a limit 2 per household in the image above.  You can earn the $10 ECBs for buying the Crest Whitestrips and turn around and use that $10 on another box of Whitestrips and get another $10 ECBS – but you can’t do it a third time and expect another $10 to print.

CVS allows you to use 1 manufacturer’s coupon and 1 store coupon (CRT) per item. You can also use ECBs on top of this. Play it right and you could walk out of the store with $20 – $50 worth of items for less than $1 OOP!

The best order to give coupons is:

#1 – Scan your card

#2 – Give any CVS coupons with a minimum spending limit such as $3/$15 (all other coupons will reduce the total and the limit will not be reached anymore!)

#3 – Give CVS Coupons (CRT) (This is a different order than Walgreen’s!!)

#4 – Give Manufacture Coupons

#5 – Give ECB’s

Note on CRTs – purchase based CVS coupons (Example: get $4 off a $15 deodorant purchase) can be used on any item in the store, at any time. Percent off CVS coupons (Example: get 20% off a deodorant purchase) CANNOT be used on items that are on sale. See the the pictures above of different deals to learn to tell the difference between sales and non sale ECB promotions.

Notes for ECBs:

– Valid for exactly 4 weeks.

– ECB offers usually have a limit of 1-5; make sure you read the fine print. The limit 1 is for the entire week or month (whatever the particular promotion period). The tags on the shelf under the item will have the dates of the promotion listed in fine print. The limits will also be listed in the sale ads.

– If you lose them, you might as well throw away cash!

– Excludes alcohol, tobacco, lottery, gift cards, money orders, postage stamps, pre-paid cards, and prescriptions (see bottom of ECB for more details)

– ECBs are tied to your Extra Care Card and can only be redeemed under that card. If your husband has a card, you can’t use an ECB earned under your card and pay for an item using his card.

– You can use an ECB to pay for an item that is less then the ECB value, but you will be forfeiting the rest of the ECB amount. (Example: Item X costs $2.50 and you have a $3 ECB, you’ll lose $0.50). Add in a $0.50 “filler” so you don’t waste money.

– CVS has a “98% Rule” in place: this means that the ECBs will print as long as your pre-coupon and pre-tax total is within 98% of the threshold needed.
Huggies Diaper CVS sale
So in this deal example, you need to spend $30 to get the $10 ECBs. You actually only need to spend $29.40 and you will get the ECBs. This makes it really easy to reach the threshold without having to go over with items you don’t actually need.

(Note: Sometimes, CVS will have ECB promotions where you can “Spend $20, get $5 ECBs OR Spend $30, get $10 ECBs”. Anytime you see the word OR in a CVS deal, the “98% Rule” rule does not apply to these deals. Note: this is not a current deal, just an example!).

Additional Ways to Earn Extra Care Rewards:

Quarterly Rewards:

You can earn ECBs based on your purchases that will print every 3 months, these are called “Quarterly Rewards”. This is in addition to the ECBs earned from the weekly advertisements that print at the bottom of your receipt. You’ll earn 2% back on every purchase in-store and online. These calculations are based on how much money you actually spent at CVS, AFTER ALL coupons and ECBs.

Example – Your total comes to $24 before coupons and ECBs you’ll be using. You hand over $10 in coupons and $10 in ECBs, making your total out of pocket cost $4. 2% of $4 is $0.08 – this will go towards your Quarterly Rewards. It doesn’t seem like much, but it can add up if you do a lot of your shopping, especially without coupons at CVS!

Prescription Rewards:

If you have your prescriptions filled at CVS, be sure to enroll in their Prescription Rewards program. For every 10 prescriptions you get filled, you’ll earn $5 ECBs. If you get 1 prescription filled a month, after 10 months, you’ll have an extra $5 to spend at CVS. Think of how great the rewards can be if you get your spouse and children’s prescriptions filled at CVS as well!

Beauty Rewards:

Once you have your CVS card, be sure to enroll in the Beauty Rewards program. When you first enroll, CVS will email you a 10% off shopping pass on any beauty products, then for every $50 you spend in beauty products (BEFORE coupons), you’ll get an extra $5 ECBs!

I can’t tell you how many times I’ve done makeup deals where I paid practically nothing after coupons and ECBs, got ECBs back for the weekly deal, AND got an extra $5 ECBs because I spent $50 before coupons. This is one of my favorite perks of shopping at CVS.

If you’re enrolled in the Beauty Rewards program, CVS automatically keeps track on your receipt of how much you’ve spent and how much you need to spend. Another perk of this program is CVS will email you $3 ECBs on your birthday, as long as you tell them your birthday when you register.

Note – Beauty Bucks will take 48 hours AFTER you hit $50 to show up on your account.

Magic Coupon Machine:

You’ll notice when you go into the CVS store that there’s a lovely little machine that looks like a huge red box. You can scan your Extra Card Card and store coupons (CRTs) and/or ECB’s you’ve earned from purchases (such as the Beauty Bucks or Pharmacy Rewards we discussed above) will print out the side.

I scan my card every time I walk into the store-you never know what will pop out!  My last trip I received a CRT for a $25 Gift Card with a new or transferred prescription and a CRT for $15 off a $75 purchase.

Rain Checks:

Additionally, CVS will issue rain checks for any item that is out of stock, and your rain check will note any ECBs you were supposed to receive after purchasing the required items, so when you redeem your rain check, you’ll get your ECBs as well.  Coupons can also be used with rain checks to further lower your OOP. If the item you want is out of stock, get a rain check then head back to the store the following week with your coupon to get the same deal you missed.

These rain checks never expire, so don’t lose them!

Further, you can register your CVS card with Upromise and earn more for the kids’ college fund.

*Keep a copy of the Official CVS Coupon Policy with you.

Get your full CVS weekly ad and coupon matchups HERE.

how-to-shop-vert-cvs

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Filed Under: CVS, Getting Started, How to Save Money at...

How to Save Money at Dollar Tree

by Dana Zeliff on March 5, 20152015-03-05
in Dollar Tree, Frugal Living, How to Save Money at...

Disclosure: This post may contain an affiliate link.

How to Save Money at Dollar Tree 1

Dollar Tree offers shoppers a great value on everyday products from personal hygiene and holiday decorations to food and much more.  All for just $1!!   With thousands of stores located all 48 contiguous states, you are sure to find a store near you.

The problem?  There are so many products available;  how do you know you are getting the best value for your dollar?

How to Save Money at Dollar Tree:

1. Know your price points for products:  Not everything at Dollar Tree is a good deal.  Consider the unit price and quality before making a purchase.  Often products like Ajax dish soap are $1 at Dollar Tree but only $0.97 at Walmart.  Compare prices before you shop.

What should you buy?  Cards, party supplies, gift wrap, serving dishes (perfect for taking to functions and just leaving them), kid craft items, coloring books, storage baskets and holiday decor.

What shouldn’t you buy?  Kitchen utensils, foil and other storage bags, vitamins, soda, candy/chewing gum, school supplies (cheaper at other stores during back-to-school sales), canned pet food and all things with a plug.

2. Shop multiple locations: Each Dollar Tree will have different stock. Browse the stores in your area to see which has the best selection of items you purchase most. I tend to shop at the largest stores, but that doesn’t mean you aren’t missing out on deals at the small stores.  You never know what hidden treasure will be around the next corner!

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Filed Under: Dollar Tree, Frugal Living, How to Save Money at...


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About The Coupon Challenge

Hi! I'm Dana, the writer behind the scenes of The Coupon Challenge, a Hampton Roads, VA based coupon blog. I'm a wife and mother of 2. After getting out of debt we started using our savings to travel together as a family and create memories.

Are you looking for ways to save your family money? I strive to help you save on the products you need, so you can spend more on the things you want. Read More about Dana & Family

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