Do you need a little extra help this Holiday season?  Toys R Us announced that it will offer customers an even more convenient, flexible payment options this holiday season. Layaway will be available in Toys”R”Us and Babies “R”Us stores nationwide.

Also special limited-time Bill Me Later offers, available online at Toysrus.com and Babiesrus.com, offer customers the ability to make a series of smaller payments over time as an alternative to incurring fees associated with credit card purchases.

Beginning Saturday October 15th, Toys”R”Us will offer layaway on all playthings in 450 of its approximately 600 Toys”R”Us stores nationwide^*.

How Layaway Works

The in-store layaway option gives customers 90 days to pay for their item(s). A 20% down payment is required and there is a $5 service fee for layaway. Payments may be made at the store where the order was placed at any time in the form of cash, check, credit card, debit card or gift card, but 50% of the total price of the order must be paid within 45 days and total price of the order must be paid within 90 days. In order to guarantee that items are made available by Christmas, all layaway orders for toys must be paid in full by December 4. In the event an order is cancelled, there is a $10 charge, however, there are some state-specific exceptions regarding this fee.

Bill Me Later Gives Online Shoppers Flexible Payment Plans and Savings Opportunities

Customers who prefer to shop online can take advantage of a limited-time Bill Me Later offer to make flexible payments over time as an alternative to the in-store layaway program. Through Saturday, October 22, eligible customers can enjoy no payments plus no interest if paid in full in six months for purchases over $100 or no payments plus no interest if paid in full in 12 months for purchases over $500. In addition, new Bill Me Later customers can save $20 on purchases of $100 or more.^***

Toys”R”Us Introduces Online Catalog Dedicated to Layaway and Bill Me Later Payment Options

This year, Toys”R”Us has introduced its first online catalog highlighting many of the “big gifts” that can be put on layaway in all stores nationwide, or purchased online using the convenient Bill Me Later payment option.

*Don’t forget you can take advantage of Walmart’s Layaway program too.

Thanks, Living on Love and Cents!

FyrFlyz is said to be the HOT new toy for the 2011 Holiday season.  I have a blogging friend tell me that her kids loved the FyrFlyz toy she brought home from BlogHer.

Last weekend, FyrFlyz sold out at FAO Schwarz in New York City.  That is a seriously in demand toy!  If you want to avoid running around on Christmas Eve trying to find a FyrFlyz, head to Toys R Us this week.

Toys R Us offering FyrFlyz- Buy 2 Get the 3rd Free which was announced in Sunday’s ad. The offer ends September 24th and is valid in STORE ONLY.

If you’re kids have a FyrFlyz or it’s on their must-have list, let me know.

Disclosure:  I was compensated for my time writing this post.  All opinions are 100% my own and may differ from others.