4 Ways to Save with Money Saving Jars

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Money Saving Jars

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There are many different ways to start money saving jars and all of them have merit. Each of them seem to work on a slight variation of saving a specific amount of money per week, month or year and doing so in regular increments.

Money saving jars are particularly effective for kids or people starting to learn about savings. Having the money there accumulating in front of you is a pretty good motivational tool as long as you can resist diving into it when times get tough.

Several ideas for money saving jars:

The Year Long Mason Jar – This is a rather simple money saving jar that you build on incrementally throughout the year. Starting on a specific date, add one dollar per day into the jar. The amounts can vary depending on what you can afford. Each day that follows, add a specific increment. For example, on day one you do a dollar, on day two you do $1.25, day three $1.50 and so on. At the end of a year’s time, the money really adds up.

The idea behind this particular savings strategy is to not feel the increases as badly. Doing it a little at a time makes it a good bit easier.

My Weekly Paycheck Jar – This is one that I particularly love because it teaches a great habit while boosting your self esteem as well. Every week, paycheck after paycheck, we pay our bills. We pay our mortgages, we pay our car payments and so on. Why not pay ourselves with each check?

Simply dress up a nice jar or piggy bank and pay yourself a weekly salary that is not for bills, etc. This fund can be earmarked for vacation, a new pair of shoes, or whatever as long as it is for you. Money saving jars are a great way to remind yourself that you are worth investing in!

Automatic coin counters – These are the coolest things ever created in the world of money saving jars. Essentially, every time you add money into the jar, the jar itself digitally counts the funds. This way, you see how far you have come every single time you add to the jar. It counts coins automatically and you can add dollars manually. This makes saving not only fun, but highly effective. You can find these ranging from $5.00 for the cheap ones to upwards of $100 if you want to get a really nice one. They all work wonderfully.

Decorative savings jars – These are some of the most creative jars out there because they are also fairly subtle. If you decorate your own money saving jar you can make it so that it looks like anything at all. I have seen baskets with a coin holder inside, mason jars that are painted to hide what is inside, flower vases that are holding coins but fake flowers as well, and countless other ideas. The key is to make it fun and if you can help make things tougher for potential thieves in the process, then that is a bonus!

Money saving jars are a wonderful way to put back money and to learn how saving works. For this reason, it is a great project to start with your kids or the young adult in your life. Give it a try and you might be surprised at the results!

Check out some of the great variations and purchase Money Saving Jars HERE.

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February Seasonal Fruits & Vegetables

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Seasonal Fruits & Vegetables

February Seasonal Fruits & Vegetables

The best way to save money on Fruits & Vegetables is to buy what’s in season.  Also, you’ll want to stock-up and freeze or can some for later use when you come across a good sale so that you can have a variety to choose from through-out the year.

Here’s what to look for on sale this month at your local Grocery Store and Farmers Markets:

FRUITS VEGETABLES
Clementines
Grapefruit
Kiwi
Mandarin Oranges
Oranges
Pears
Raspberries
Strawberries
Tangerines
Artichoke
Asparagus
Avocado
Broccoli
Cabbage
Carrots
Cauliflower
Celery
Chard
Collards
Kale
Onions
Potatoes
Spinach

 

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10 Frugal Heating Tips to Save Money This Winter

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Frugal Heating Tips
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Winter is in full swing and the cost of heating your home has been steadily increasing as temperatures plummet. We’re about to see a 2nd snow storm in a week which is practically unheard of in my area of VA!

If you’ve been watching your meter spin trying to keep up with the demand of frigid temperatures, follow these frugal heating tips and you can save big on your energy bill.

10 Frugal Heating Tips:

1.  Turn your thermostat down a degree each day until you find your optimal temperature. You will likely be comfortable at a cooler temperature than you may think. You should save about 3 percent on your heating bill for every degree that you set back your thermostat. Can you tell a difference between 70 degrees and 67 degrees? I can’t!

2. If you’re not already on the budget plan for your utilities such as gas and electric, you should look into the option. The budget plan allows you to avoid seasonal fluctuations, so you don’t get a surprise bill one month and have your whole budget thrown off track. The monthly budget bill amount is based on an average of your usage.

3. Reverse your ceiling fans to run clockwise at a low speed to help push warm air down.

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Thrifty Thursday: How to Set a Budget

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Having a budget is one of the most important financial decisions you can make.  As Dave Ramsey says, you need to make your money work for you.  Once you know how much money you have coming in each month and how you’re spending that money, you can start to overhaul your finances.

So, how to do go about setting up a budget?

First, you need to know that the perfect budget doesn’t happen overnight.  It takes, on average, three months to get a budget right for you and your lifestyle.

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5 Frugal Uses for Salt

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Uses for Salt

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You may think of salt as just that white food seasoning that sits on your dining room table. But just like many things in your home, salt has many different uses beyond its main purpose. Right up there with baking soda and vinegar, salt can be used in dozens of situations around your home from cleaning, to helping to heal a sore throat. Below you will find some great uses for salt that will really get your creative mind working!

Use salt to make your own body scrubs.

Need to exfoliate but don’t want to spend a lot of money at the bath and body shops? Mix salt with an oil and add in a few drops of your favorite essential oil and you have yourself a body scrub! This kind of scrub works particularly well on dry feet.

Keep your produce fresher, longer.

If you just purchased some produce and you want to make sure it lasts until you are ready to use it, simply place your apple, pears, or other fruits in a sink full of salt water. Let them dry without rinsing and it will help create a barrier of protection around your fruit to help it last longer.

Make your own toothpaste.

Mix 2 parts salt with 1 part baking soda and use as a dry toothpaste on your teeth. (Add water to brush of course)

Clean your mouth.

Not only can rinsing or gargling with salt water help to remove bacteria around a sore throat, it can also help reduce the pain from a canker sore.

Use as a cleaning scrub around the home.

Skip the store bought cleaning scrubs and make your own instead. Simply sprinkle salt on any wet surface you would like to clean and use a cleaning scrub brush to help remove grime. Add in a vinegar based cleaning spray to really get things shining.

No matter what you use it for, salt has many uses around your home and in your daily routine, besides adding to your food!

What other items around your home do you think could be used for multiple purposes like salt? You may want to check out our article on Uses for Rubbing Alcohol as well!

What are some of your favorite uses for salt?

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5 Easy Home Workout Routines Without Weights

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Home Workout Routines Without Weights

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There is no need to spend money on a gym membership as you have everything you need to get fit. One of the biggest fitness trends in 2014 is strength training without weights. Here are a few Home Workout Routines Without Weights that will help you drop the weight and get fit.

1. Planking. The plank works the entire front side of the body and helps to tone your muscles and works the core like no other exercise. Getting into the Plank position easy as you just lay down on the floor and then come up onto your forearms and toes. You can do this with or without shoes on. Create a straight line from your neck down to your feet and make sure your butt does not arch down and hold your stomach in engaging your core muscles. Keep this taunt plank position for 30 seconds, relax for 30 seconds and do it again 3 times. The goal is to be able to hold this for two minutes.

2. Burpees. This is one of the hardest exercises to do but will burn a ton of calories, plus it tones every muscle in your body. To begin, stand upright and then drop down to the ground into a push-up position. Do one push up and then bring your legs back to your body and then jump up with your arms reaching high into the sky, then come back down from the jump into a standing position. Can you believe that was just one rep? Start doing 3 sets of 5 burpees and when you are stronger do 3 sets of 10 burpees. Rest for a minute in between each set.

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January Seasonal Fruits & Vegetables

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Seasonal Fruits & Vegetables

November Seasonal Fruits & Vegetables

The best way to save money on Fruits & Vegetables is to buy what’s in season.  Also, you’ll want to stock-up and freeze some for later use when you come across a good sale so that you can have a variety to choose from through-out the year.

Here’s what to look for on sale this month at your local Grocery Store and Farmers Markets:

FRUITS VEGETABLES
Avocado
Grapefruit
Mandarins
Navel oranges
Tangerines
Kiwi
Pears
Pomegranates
Broccoli
Cabbage
Carrots
Cauliflower
Celery
Chard
Collards
Kale
Spinach

 

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Incredibly Frugal Baking Soda Cleaning Uses

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Baking Soda Cleaning Uses

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Baking soda is one of the best items you could possibly have in your kitchen pantry. Next to vinegar, it’s one of the most useful and versatile items that you can purchase. Not only is it great for baking, but it’s also an excellent cleaner for areas all around your home.

Have you never tried cleaning with anything but a store bought cleaner before? Here are some great baking soda cleaning uses and cleaning recipes that you can make today.

Baking Soda for Deodorizing

Have some smelly areas in your home? Use baking soda! Sprinkle baking soda at the bottom of your trash can, in your shoes, or place a whole open box in your fridge. Place an open box of baking soda in just about any area or room in your home that could use a little natural freshening!

Shine Up Your Home

Use baking soda to make your home not only clean, but beautiful and shiny. Start by sprinkling baking soda in and around your sinks, tubs, and other hard surfaces. Spray vinegar from a spray bottle over the baking soda and scrub with a cleaning brush. Wipe clean with a wet rag or paper towel. At the same time you can do your pipes a favor, simple sprinkle baking soda into the pipes and follow by pouring vinegar down the drain. It will help break up any clogs and keep everything flowing and running correctly.

Get Stains Out

Have stains from your pets or kids or anything in your carpet? Use one of baking sodas cleaning uses is to remove those stubborn stains and make your carpet look new again! Wet the area and sprinkle baking soda into the carpet. Scrub it into the fibers of the carpet with a cleaning brush or toothbrush. Spray vinegar over the area and scrub it in. Leave the spot alone for a while until it dries and then vacuum over the area to remove any extra baking soda. The spot should be gone! You can use a similar method to remove stains from clothing.

Ready to find some other useful items in your home that are great for multiple purposes? Check out our article on Uses for Rubbing Alcohol as well!

These are just a few baking soda cleaning uses but there are so many more! What is your favorite?

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5 Unique Uses for Rubbing Alcohol

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Uses for Rubbing Alcohol

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Sure, you know that bottle of rubbing alcohol that you have in your bathroom cupboard is good for cleaning out cuts and scrapes, but did you know that it actually has dozens of uses? Are you using your rubbing alcohol to its full potential?

All the uses for rubbing alcohol below will have you looking at your bottle a little differently the next time you open the cupboard door.

1. Use it to remove permanent marker and crayons. Put some rubbing alcohol on a rag or towel and rub at the stain until it’s gone. This will work on hard surfaces like countertops and floors. You can also use it on walls but you will want to test in a small area first to make sure it won’t take off your paint.

2. Clean your stove with it. Use rubbing alcohol to remove stubborn grease stains on and in your oven. You can also use it to clean your other kitchen appliances and it will give them a nice shine.

3. Make your own ice pack. In a freezer zippered bag, put one part rubbing alcohol and two parts water. Stick in your freezer for the next time someone has an accident. It will get cold but won’t freeze solid!

4. Keep your windows frost free. Mix one quart of water with a half a cup of rubbing alcohol and use it to wash your car windows. It should keep them frost free! Already have frost or ice on your windshield, pour rubbing alcohol right on them and it will dissolve.

5. Homemade Goo Gone. Use your rubbing alcohol anywhere where you would use Goo Gone. Store tags, sticker goo, brand aids, ect. Just pour a little rubbing alcohol on a rag and wipe the sticky stuff right off.

What are some of your favorite uses for rubbing alcohol?

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Spotless Cleaning Planner

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Spotless Cleaning weekly Routine

Need help getting your house ready for holiday guests?  Take a look at this Spotless Cleaning Planner.  There are 4 printables that you can download in pdf format HERE.

Your 4 Spotless Cleaning Planner Printables include:

  • Weekly Routine Planner
  • Weekly Chore List
  • Deep Clean Planner
  • Shop Items Planner

 

 

 

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